Who We Are

 We have been providing quality insurance products and services to consumers.  We continue to expand our  Insurance and Warranty programs  sold through an extensive
network of Independent & Franchise Dealers through several  states.

Quality
The heart of quality is integrity. Quality is the cornerstone on which all our activity rests - quality products, services, people, and investments. We strive for superior quality and continuous quality improvement in everything we do.

Serving People
Serving people begins with being worthy of their trust. We believe we are at our best when we value and build upon the diverse talents, backgrounds, and insights of all people. We find our ultimate reward in serving these three groups:

Customers:

Our customers come first. Our success as a Company depends upon our ability to respond to the needs of the many different types of people we serve as customers. We prosper only to the extent that we create long-term relationships with satisfied customers. We do so in discerning their needs and responding to them; in providing high value, distinctive products; in prudent investment of policyholder funds; in systems, information, and counsel which help our customers solve problems; and in prompt, accurate, innovative, and courteous service which is the best in the business.

• What is Personal Umbrella Insurance?
  
  Personal umbrella insurance (commonly referred to as an umbrella policy) provides you with additional liability insurance above and beyond your normal auto and homeowners policies. Umbrella insurance is designed to protect your assets if you’re ever faced with a claim or lawsuit that exceeds the limits of these policies.

  Do you have enough liability coverage to protect your assets if a large claim or lawsuit is brought against you? Not sure? Answer these questions to see:

  • Do you own a home, condo, or rental property?
  • Is there a teenage driver in your family?
  • Do you have a swimming pool?
  • Do you have babysitters or cleaning people who work in your home?
  • Do you transport other people’s children in your car?
  • Do you have a dog?
  • Are you active in sports?

For example, if a visitor to your home slips and falls causing a disabling injury, you could be liable for damages beyond the coverage on your home policy. Without an Umbrella policy, you would be personally responsible for claims exceeding your home coverage limits.

Office Staff :

DONALD BAKER

OWNER/PRES.

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PAUL SMITH

National Financial Pres.

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Stephen Baker

Southern Region V.P.

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TRACY ASKARI

Insurance Agent