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What is an SR-22?

A vehicle liability document, or certificate issued for “high risk” insurance policies after having a major/several minor violations. Although it is referred to as “SR-22 insurance” it is not a form of auto insurance and not a substitute.

An SR-22 is temporary and restricted coverage for auto liability that meets the state’s minimum requirements.

Depending on the severity of an individual’s vehicle violation, an SR-22 could be required for 1-5 years.

The average time period one could expect to need an SR-22 is 2-3 years.

Who Qualifies?

• Individuals with moving violations such as reckless driving
• Driving on a revoked or suspended license
• Individuals with DUI/DWI charges
• Too many tickets in a short time period/repeat traffic offenses
• An at-fault accident while driving without insurance

Other Requirements?

• No driver’s license needed. Foreign driver’s license accepted.
• No restrictions on number of accidents or traffic tickets.

Flexible Plans

• Visa and Mastercard Accepted
  
• Monthly Payments Accepted

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Prefer the phone or email to get a quote? Contact Tracy Baker at (618) 993-6641 or office@bakersinsurancegroup.com instead!

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